INSURANCE COVERAGE & COST

Under the Affordable Care Act, many insurance companies will provide reimbursement for services, especially if you have a diagnosed condition such as Hypertension, Obesity, or Type II Diabetes. At LivLight Weight Loss, the Supervising Physician and our friendly staff can assist you with any paperwork your insurance company might require. If you have a PPO plan, it most likely covers weight loss services as an Out Of Network Benefit.

Our comprehensive medical diet plans are extremely affordable even if you pay out of pocket, typically less than $5.00 per day with our Easy Pay monthly plans.

Medical Insurance Reimbursement:

  • Provide us with a Reimbursement Form from your Insurance Provider.
  • Request receipts demonstrating your payments from our front desk.
  • Submit the Reimbursement Form and receipts to your health insurance provider for direct reimbursement of out-of-network benefits.

OUR SERVICES ARE 100% COVERED BY YOUR HEALTH SAVINGS ACCOUNT!

The cost of a weight loss program, when prescribed to treat a diagnosed medical condition such as Hypertension, Obesity, or Type II diabetes, is a reimbursable Health Savings Account (or Flex Spending Account) expense according to the IRS. Most plan administrators consider LivLight Weight Loss programs to be a qualified expense under these guidelines and pay for 100% of your services.

If you have a debit card associated with your plan, you can use it at the center to pay for all your services, products, prescriptions, and Vitamin B12 injections.

If your plan does not have a debit card associated with it, you can still submit the cost of your LivLight Weight Loss products and services to your plan administrator for reimbursement.

Follow the guidelines below to receive reimbursement

HSA/FSA Reimbursement

  1. Request a Letter of Medical Necessity at the front desk. The Supervising Physician will sign the letter during your Initial Medical Evaluation.
  2. Request receipts demonstrating your payments from our front desk.
  3. Submit the signed Letter of Medical Necessity and the receipts to your employer for direct reimbursement.

TAX-DEDUCTIBLE WEIGHT LOSS

Fees that are not reimbursed by your health insurance provider or employer can usually be claimed as a medical tax deduction. According to the IRS, amounts paid by individuals for a weight loss program as treatment for a specific disease or diseases diagnosed by a physician (including obesity) are expenses for medical care that are deductible under the tax code. Please consult your tax advisor before submitting a tax return.